First-Citizens Bank & Trust Company is a North Carolina state-chartered commercial bank headquartered in Raleigh, North Carolina. Through the years, we’ve grown our company on the kind of fundamental values that never go out of style: Working hard, working with integrity, listening to what our customers have to say and taking the long term view. We don’t chase short-term fads and gimmicks; instead, we believe in making sound decisions that create real security and growth for years — and generations — yet to come.